Small Business Calculators

Quick Ratio Calculator

Assess your business's true short-term liquidity. Calculate your quick ratio (acid-test) to see if you can cover immediate liabilities without relying on inventory sales.

Assumptions

Adjust values

Cash Marketable securities Accounts receivable Current liabilities

Quick ratio

1.36x

Quick assets

$95,000.00

Current liabilities

$70,000.00

About this tool

While the Current Ratio gives a broad view of your company's liquidity, it includes inventory—which isn't always quick or easy to sell when you are in a pinch. For a more conservative and rigorous assessment of your financial health, you need the Quick Ratio (often referred to as the Acid-Test Ratio). This free Quick Ratio Calculator helps you determine if your business has enough highly liquid assets (like cash, marketable securities, and accounts receivable) to pay off its immediate short-term liabilities. By entirely stripping out inventory from the equation, this tool provides a strict stress test for your cash flow. A quick ratio of 1.0 or higher generally indicates that your business is in a solid position to comfortably meet its short-term obligations without the desperate need to liquidate stock. Use this calculator to impress strict investors, satisfy rigorous lender requirements, and ensure your business can weather any unexpected financial storm.

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